Home loans (also known as #mortgages).

Home loans (also known as mortgages) are loans you take out to buy a home or land to


build a home. Unless you are independently one of the “super rich,” or a strict devotee of the Dave Ramsey method, you probably can’t afford to just pay cash outright for a house or condo you’d actually like to live in. Rather than settling for a home with inadequate space or less-than-optimal amenities, most Americans get a mortgage to help them buy a house they actually like.

Lenders (banks, credit unions, or independent brokers) and borrowers agree to basic terms, including a time

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